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Customers primarily choose Northern Rock for low cost residential mortgages. The company is one of UK’s top 5 mortgage providers distributing through their branches and an extensive network of intermediaries. Once a Northern Rock customer, the individual has a choice of other inexpensive loan and savings products.
Many analysts and debt counsellors are pointing out that the lending policy of Northern Rock is causing difficulties for its customers
Northern Rock chairman Ron Sandler said in the report that the credit quality of their loans remained "satisfactory" in spite of the current harsh economic conditions. Indeed, the report said that the bank's loan facilities stood at £24.1 billion at the
Northern Rock is the 5th largest mortgage lender in the United Kingdom. Northern Rock is well respected with a reputation of being efficient and affordable. A Northern Rock loan is a loan backed by a strong company that is always looking out for their customers and strives to get them...
The UK government took the unexpected and controversial move to nationalise Northern Rock. What does this mean for shareholders, depositors and mortgage customers ? The handling of the liquidity crisis at Northern Rock by the UK authorities has become a major embarrassment for the government and Gordon Brown in particular. The new Prime Minister has always stressed his achievements as Chancellor of the Exchequer during the period 1997 to 2007, while he was waiting...
According to news reports, the Treasury has told the consortium led by Richard Branson’s Virgin group that they are favourites to take over Northern Rock.
Sir Richard Branson of the Virgin Group is the UK government's preferred bidder for Northern Rock. But he is facing hostility from shareholders. There have been many calls for Northern Rock to offer some kind of rescue package to borrowers who took out the company’s Together loan, a 100% plus mortgage. John McFall, chairman of the Treasury Select Committee is the latest in a long line of supporters for the rescue plan.
The UK government's mishandling of the liquidity problem at Northern Rock exacerbated matters. The episode demonstrates the failure of the tripartite regime and bodes ill for the future of the bank under nationalisation.
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